| 1.0 | Use of material appearing on the Europlan UK website. |
| 1.1 | Unless otherwise stated, the contents of this site including, but not limited to, the text and images contained herein and their arrangement are the property of Europlan UK. All trademarks used or referred to in this website are the property of their respective owners. |
| 1.2 | This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. |
| 1.3 | The information provided on this site is free of charge and for informational purposes only and does not create a business or professional services relationship between you and Europlan UK. |
| 1.4 | Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence. |
| 1.5 | You may download and print extracts from the material and make copies of these for your own personal and non-commercial use only. You are not allowed to download or print the material, or extracts from it, in a systematic or regular manner or otherwise so as to create a database in electronic or paper form comprising all or part of the material appearing on the Europlan UK website. |
| 1.6 | The content of the pages of this website is for your general information and use only. It is subject to change without notice. |
| 2.0 | Disclaimer of liability |
| 2.1 | While we endeavour to keep the information contained in this website up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. |
| 2.2 | We do not warrant that the Europlan UK website or any of its contents is virus free. You must take your own precautions in this respect as we accept no responsibility for any infection by virus or other contamination or by anything which has destructive properties. |
| 3.0 | Copyright |
| 3.1 | Nothing contained in this site shall be construed as conferring by implication or otherwise, any license or right to any copyright, patent, trademark or other proprietary interest of Europlan UK or any third party. |
| 3.2 | This site and the content provided in this website are the property of Europlan UK or have been licensed to Europlan UK, and are protected by all applicable national and international trade mark, service mark, copyright and other in intellectual property laws, rules, regulations, treaties, and conventions. |
| 3.3 | Information, logos, titles, and Internet links accessed, obtained, downloaded or copied by or through Europlan UK's services belong to the purveyors of such information and Internet links are subject to all applicable intellectual property laws, rules, regulations, and treaties. |
| 3.4 | This site and the content provided in this site, including, but not limited to, graphic images, audio, video, html code, buttons, and text, may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of Europlan UK, except that you may.
a. download, display, and print one copy of the materials on any single computer solely for your personal, non-commercial use, provided that you do not modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices
b. copy the content to individual third parties for their personal use, but only if you acknowledge the website as the source of the material |
| 3.5 | You may not, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system. |
| 4.0 | Third party material on the Europlan UK website |
| 4.1 | You will see material submitted by third parties on the Europlan UK website. Individual organisations are solely responsible for the content of the material which they submit to us, including ensuring that it complies with relevant legislation. |
| 4.2 | Europlan UK takes no responsibility for the content of material, including, without limitation, any error, omission or inaccuracy therein of such content. Any use you make of the information provided on this site, or any site or service linked to by this site, is at your own risk. |
| 5.0 | Links |
| 5.1 | Links on this site may lead to services or sites not operated by or under the control of Europlan UK. We have no control over the nature, content and availability of those sites. They are provided solely for your convenience to provide further information and do not constitute a recommendation or any endorsement of any third party products or services. |
| 5.2 | No judgment or warranty is made with respect to other services or sites and a link to another site or service is not an endorsement of that site or service. Any use you make of the information provided on this site, or any site or service linked to by this site, is at your own risk. |
| 5.3 | Europlan UK accepts no responsibility for any loss or damage you sustain by visiting these websites. |
| 5.4 | You may not create a link to the Europlan UK website from another website or document without Europlan UK's prior written consent. |
| 6.0 | Online discussions and blogs and other material for publication |
| 6.1 | Users of our site may submit material for publication in designated areas of the website. By submitting an idea or other detailed submission to Europlan UK through this website, you agree to be bound by the terms of this stated policy. |
| 6.2 | Unless expressly stated otherwise herein, any information submitted by you through this site shall be deemed non-confidential and non-proprietary. You represent that you have the lawful right to submit such information and agree that you will not submit any information unless you are legally entitled to do so. Because of the open nature of the Internet, we recommend that you not submit information you consider confidential. |
| 6.3 | We accept no liability in respect of any material submitted by users and published by us and we are not responsible for its content and accuracy. |
| 6.4 | Publication of any material you submit to us will be at our sole discretion. We reserve the right to make additions or deletions to the text or graphics prior to publication, or to refuse publication. |
| 6.5 | You grant us a non-exclusive, perpetual, royalty-free, worldwide licence to republish any material you submit to us in any format, including without limitation print and electronic format. |
| 6.6 | You warrant to us that any material you submit to us is your own original work and that you own the copyright and any other relevant rights. |
| 6.7 | You warrant that the material you submit is not offensive, defamatory of any person or otherwise illegal. |
| 6.8 | You agree not to post material which is deliberately intended to upset other users. |
| 6.9 | You acknowledge that any breach of these warranties may cause us damage or loss and you agree to indemnify us in full and permanently against any third party liabilities, claims, costs, loss or damage we incur as a result of publishing material you submit to us, including consequential losses. |
| 6.10 | We reserve the right to remove your access to the website completely if we believe you are abusing your privileges in any way. |
| 7.0 | Data protection |
| 7.1 | If you have indicated that you wish to receive email updates only from Europlan UK, your personal details will be included on a database compiled for this specific purpose. |
| 7.2 | If you have indicated that you wish to receive material or email updates from Europlan UK but subsequently change your mind, you should notify us by using the Contact Us form. We will remove your name details from the relevant database. |
| 8.0 | Variations |
| 8.1 | These terms may be varied from time to time. Please ensure that you review these terms and conditions regularly as you will be deemed to have accepted a variation if you continue to use the site after it has been posted. Details of variations will be posted in section 11 below. |
| 9.0 | Regular access |
| 9.1 | Although every effort is made to provide constant, uninterrupted access to the Europlan UK website, we do not guarantee this. Europlan UK takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. |
| 10.0 | Governing Law & Jurisdiction |
| 10.1 | These terms and conditions are guaranteed by and constructed in accordance with English law with English courts having exclusive jurisdiction. Your use of this website and any dispute arising out of such use of the website is subject to the laws of England, Scotland and Wales and the parties agree to submit to the exclusive jurisdiction of the English courts. |
| 10.2 | You are responsible for complying with the laws of the jurisdiction from which you are accessing this site and you agree that you will not access or use the information on this site in violation of such laws. |
| 11.0 | Warranties |
| 11.1 | This site and its contents are provided "as is" and Europlan UK makes no representation or warranty of any kind with respect to this site or any site or service accessible through this site. Europlan UK expressly disclaims all express and implied warranties including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. In no event will Europlan UK be liable to any party for any direct, indirect, incidental, special, exemplary, consequential, or other damages (including, but not limited to, lost profits, business interruption, loss of programs or data) without regard to the form of action and whether in contract, tort, negligence, strict liability, or otherwise, arising out of or in connection with this site, any content on or accessed through this site or any site service linked to, or any copying, displaying, or use thereof. |
| 12.0 | Details of Variations. |
